. >> it sounds like here in california the state takes care of earthquake insurance. >> correct. >> gotcha. and there is a whole thing on citizens, but they came out and assessed the damage at $7,500. my mom's deductible was $8,000 because of the wind, the way that works, so we're like -- so they depreciated -- it's a game right? >> right. >> i saw the damage there was no way there was that amount of damage. >> right. >> so the next door neighbor -- same thing his house -- i looked and i said i don't see a lot of damage. they assessed his damage at $11,000, he has a $12,000 deductedable. so i said mom call fema. she called fema. she had to fill out all kinds of -- she had to fill out all kinds of paper, give her income tax and do all of this stuff to qualify, and they came and assessed, and they said you have probably around $2,000 worth of damage, you know -- it's not as high as citizens did it. and they ended up giving her -- they said are you safe, do you have a place to live? and she said yes, i'm fine and with her income they ended up giving her -- she just got her doors repaired and